:root{
  --navy:#073b67;
  --navy2:#0b4b7d;
  --red:#d6212a;
  --light:#f5f7f9;
  --line:#dfe5ea;
  --text:#152230;
  --muted:#66717b;
  --white:#fff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff}
a{color:inherit}
.topbar{position:sticky;top:0;z-index:50;display:flex;align-items:center;justify-content:space-between;padding:14px 5vw;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.logo-mark{width:50px;height:50px;border-radius:16px;background:var(--navy);color:white;display:grid;place-items:center;font-size:27px;font-weight:800;box-shadow:inset -10px -10px 0 rgba(214,33,42,.92)}
.logo-mark.small{width:40px;height:40px;border-radius:12px;font-size:20px}
.brand-copy{display:flex;flex-direction:column;line-height:1}
.brand-copy strong{font-family:Manrope;font-size:22px}
.brand-copy b{font-family:Manrope;color:var(--red);letter-spacing:2px;font-size:19px}
.brand-copy small{margin-top:5px;color:var(--muted);font-size:9px;letter-spacing:1px}
nav{display:flex;gap:24px}
nav a{text-decoration:none;font-size:12px;font-weight:700;color:#30404d}
nav a:hover{color:var(--red)}
.menu{display:none;border:0;background:none;font-size:26px;color:var(--navy)}
.hero{display:grid;grid-template-columns:1.05fr 1fr;min-height:620px;background:linear-gradient(120deg,#f8fbfd,#eef4f7)}
.hero-copy{padding:90px 7vw 70px}
.eyebrow,.kicker{font-size:11px;letter-spacing:3px;font-weight:800;color:var(--red)}
h1,h2,h3{font-family:Manrope;margin:.15em 0}
h1{font-size:clamp(52px,6vw,92px);line-height:.98;letter-spacing:-2px}
h1 span{color:var(--navy)}
h2{font-size:clamp(38px,4.5vw,68px);line-height:1.03;letter-spacing:-1.5px}
h3{font-size:22px}
.lead{font-size:20px;line-height:1.65;color:#455563;max-width:720px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;padding:14px 22px;border-radius:10px;font-weight:800;font-size:13px}
.btn.primary{background:var(--red);color:white}
.btn.secondary{border:1px solid var(--navy);color:var(--navy);background:white}
.trustline{display:flex;gap:18px;flex-wrap:wrap;margin-top:30px;font-size:11px;font-weight:700;color:#596876}
.hero-photo{position:relative;overflow:hidden}
.hero-photo img{width:100%;height:100%;object-fit:cover}
.hero-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(238,244,247,.15),transparent 35%)}
.hero-badge{position:absolute;right:28px;bottom:28px;z-index:2;background:rgba(255,255,255,.94);padding:18px 20px;border-radius:15px;display:grid;grid-template-columns:auto 1fr;gap:3px 10px;box-shadow:0 14px 40px rgba(0,0,0,.16)}
.hero-badge:first-letter{font-size:28px}.hero-badge b{color:var(--navy)}.hero-badge span{grid-column:2;color:var(--muted);font-size:12px}
.quickfacts{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.quickfacts article{padding:28px 30px;border-right:1px solid var(--line)}
.quickfacts article:last-child{border-right:0}
.quickfacts span{color:var(--red);font-weight:800;font-size:12px}
.quickfacts b{display:block;margin:8px 0;font-size:15px;color:var(--navy)}
.quickfacts p{margin:0;color:var(--muted);font-size:12px;line-height:1.6}
.section{padding:90px 7vw}
.two-col{display:grid;grid-template-columns:1fr 1.1fr;gap:70px;align-items:start}
.intro{font-size:21px;line-height:1.6;color:#344758}
.section p{color:var(--muted);line-height:1.75}
.info-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.info-grid div{background:var(--light);border:1px solid var(--line);border-radius:14px;padding:25px}
.info-grid span{font-size:27px}.info-grid b{display:block;margin:13px 0 6px;color:var(--navy)}
.info-grid p{margin:0;font-size:13px}
.blue{background:var(--navy);color:white}
.kicker.light{color:#ffb1b5}
.blue .section-heading p{color:#d7e8f4;max-width:900px}
.blue-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:35px}
.blue-cards article{background:white;color:var(--text);padding:28px;border-radius:15px}
.blue-cards p{color:var(--muted);font-size:13px}
.blue-cards a{display:inline-block;margin-top:13px;color:var(--red);font-weight:800;text-decoration:none;font-size:12px}
.journey{display:grid;grid-template-columns:.85fr 1.15fr;gap:70px;align-items:center}
.journey-photo img{width:100%;border-radius:20px;display:block;box-shadow:0 24px 55px rgba(0,0,0,.14)}
.journey ol{list-style:none;padding:0;margin:30px 0 0;counter-reset:item}
.journey li{position:relative;padding:0 0 24px 52px;counter-increment:item;border-left:1px solid var(--line);margin-left:16px}
.journey li:before{content:counter(item);position:absolute;left:-17px;top:0;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--red);color:white;font-size:11px;font-weight:800}
.journey li b{display:block;color:var(--navy);margin-bottom:5px}.journey li span{color:var(--muted);font-size:13px}
.knowledge{background:#f7f9fb}
.knowledge-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:30px}
.knowledge-grid article{background:white;border:1px solid var(--line);border-radius:14px;padding:25px}
.knowledge-grid b{display:block;color:var(--navy);margin-bottom:10px}
.knowledge-grid p{font-size:12px;margin:0}
.quote{padding:75px 8vw;text-align:center;background:linear-gradient(120deg,#e9f1f6,#f8fbfd)}
.quote p{margin:0 auto;max-width:1000px;font-family:Manrope;font-size:clamp(28px,4vw,54px);line-height:1.2;color:var(--navy)}
.quote span{display:block;margin-top:17px;color:var(--red);font-weight:800;font-size:12px}
.contact{display:grid;grid-template-columns:1fr 1.1fr;gap:60px}
.links{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.links a{text-decoration:none;border:1px solid var(--line);border-radius:13px;padding:19px;display:flex;flex-direction:column;background:white}
.links a:hover{border-color:var(--red)}
.links span{font-size:9px;letter-spacing:1.3px;color:var(--red);font-weight:800}
.links b{margin-top:5px;color:var(--navy);font-size:13px}
footer{padding:28px 5vw;border-top:1px solid var(--line);display:flex;align-items:center;justify-content:space-between;background:#fff}
.footer-brand{display:flex;align-items:center;gap:12px}
.footer-brand div{display:flex;flex-direction:column}.footer-brand b{color:var(--navy)}.footer-brand small,footer p{color:var(--muted);font-size:10px}
@media(max-width:960px){
  nav{display:none}.menu{display:block}
  nav.open{display:flex;position:absolute;top:79px;left:0;right:0;flex-direction:column;background:white;padding:24px 5vw;border-bottom:1px solid var(--line)}
  .hero{grid-template-columns:1fr}.hero-photo{min-height:440px}.hero-copy{padding:65px 6vw}
  .quickfacts{grid-template-columns:1fr 1fr}.quickfacts article{border-bottom:1px solid var(--line)}
  .two-col,.journey,.contact{grid-template-columns:1fr}
  .blue-cards{grid-template-columns:1fr}.knowledge-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:620px){
  .brand-copy strong{font-size:18px}.brand-copy b{font-size:15px}.brand-copy small{display:none}
  .logo-mark{width:42px;height:42px}
  h1{font-size:50px}.hero-photo{min-height:330px}.hero-badge{right:14px;bottom:14px}
  .quickfacts{grid-template-columns:1fr}
  .section{padding:65px 22px}
  .info-grid,.knowledge-grid,.links{grid-template-columns:1fr}
  footer{flex-direction:column;align-items:flex-start;gap:16px}
}